Terms of Service

These Terms govern your access to and use of FinLensy (the “Service”), operated by [Stolvix — registered legal entity name] (“we”, “us”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What the Service is

FinLensy produces AI-drafted, expert-reviewed advisory valuation reports for startups and SMEs. The standard report is an advisory document for fundraising conversations, internal planning, and M&A discussions. It is not a statutory or Registered Valuer report under the Companies Act, 2013, the Income Tax Act, 1961, or FEMA, unless you have separately engaged us for a Registered Valuer report that is prepared and signed by an IBBI-registered valuer from our panel.

2. Not investment, legal, or tax advice

A FinLensy report is an opinion of value based on the inputs you provide and stated assumptions. It is not investment, legal, accounting, or tax advice, and it is not a recommendation to buy, sell, or transact. You are solely responsible for decisions you make using the report. We do not guarantee any fundraising, transaction, or valuation outcome.

3. Your inputs and accuracy

You are responsible for the accuracy and completeness of the information you submit, and you warrant that you have the right to provide it. Reports are produced on the basis of your inputs; inaccurate or incomplete inputs will affect the result.

4. Accounts

You must provide accurate registration details and keep your credentials secure. You are responsible for activity under your account. You must be at least 18 years old.

5. Fees and payment

Reports are charged on a pay-per-report basis, priced by company stage, plus applicable taxes. Fees are payable in advance through our payment gateway. Refunds and cancellations are governed by our Refund & Cancellation Policy.

6. Intellectual property

• +We own the platform, the FinLensy valuation framework, methodologies, and report templates.
• +You retain ownership of the inputs you submit and the final report deliverables we provide to you, which you may use for your own business purposes.
• +You grant us a licence to process your inputs solely to provide the Service.

7. Acceptable use

You agree not to misuse the Service, reverse-engineer the platform, resell reports as your own statutory valuations, submit unlawful content, or use the Service in violation of applicable law.

8. Revisions and review

Every advisory report is reviewed by a qualified finance reviewer before delivery. If you have a question about an assumption or peer set, contact us with your report ID and we will review and, where appropriate, revise the relevant section.

9. Disclaimers and limitation of liability

The Service is provided “as is” without warranties of any kind to the maximum extent permitted by law. To the extent permitted by law, our total liability arising out of or relating to the Service is limited to the fees you paid for the report giving rise to the claim, and we are not liable for indirect, incidental, or consequential losses, including lost profits or financing.

10. Indemnity

You agree to indemnify us against claims arising from your inputs, your use of a report, or your breach of these Terms.

11. Governing law

These Terms are governed by the laws of India. The courts at [city of jurisdiction] shall have exclusive jurisdiction, subject to applicable law.

12. Changes and contact

We may update these Terms; the “Last updated” date reflects the current version. Questions: info@finlensy.com.